Agent AllowancesDraft, for discussion
AI agents that spend money for you today usually do it with a key or credential that can drain whatever account it's attached to, and the only way to stop it is to notice something wrong and rotate the credential before more damage happens. There's also no built-in way for the agent to prove it's acting for you, or for you to get a verifiable record of everything it spent. This leaves a gap for giving an autonomous program a fixed amount of money it can spend on its own, anywhere, while guaranteeing you can never lose more than that amount and can take it back instantly.
2026