Pull-Based Receive Discovery
A wallet can hand out a fresh receive address to anyone, but if that sender is a custodial exchange, swap service, or anyone who just sends money without telling the wallet, there is no way for the wallet to notice the payment arrived. Watching every possible address the wallet could ever generate is slow, leaks privacy, and can still miss late payments. This lets a wallet reliably notice payments to addresses it gave out, without the sender's cooperation and without scanning forever.
2026